Failed payment and grace period
What happens when a charge fails, and how long you have to fix it.
Cards expire, banks decline charges, and 3D Secure sometimes misbehaves, failed payments happen. Funkel gives you a grace window so a billing hiccup doesn’t kill your outbound mid-stride.
The states a subscription can be in
- Active, paid up, everything running.
- Past due. Stripe has failed to charge your card. Funkel keeps everything running and Stripe automatically retries.
- Grace, past due plus a few days. You see a warning banner; agents and campaigns still run.
- Disabled, more than 3 days into grace with no fix. Agents pause and campaigns stop sending. Existing data is intact; nothing is deleted.
- Cleaned, more than 7 days into disabled. Senders are disconnected to prevent any accidental sends. Data is still intact.
What you’ll see
- An email when the first charge fails.
- A dismissible warning banner during grace.
- A non-dismissible banner during disabled with a direct link to update your payment method.
Fixing it
- Open Settings → Billing.
- Click Update payment method.
- Add a new card or fix the existing one in the Stripe portal.
- Once the next retry succeeds, your subscription returns to active and any paused agents resume on their own.
If your senders were already disconnected
To reconnect cleaned senders, open Settings → Platform Accounts and click Reconnect on each. Once a sender is back online, any campaigns assigned to it pick up where they left off.
Tips
- Update your card before it expires. Stripe shows the expiry on the billing page.
- Keep a backup payment method on file so a single decline doesn’t cost you a day.
- Treat past due emails as urgent. By the time you’re at disabled, two business days of outbound have already been lost.